Help Us Teach 1 Million Families

Transform Payments Into Prosperity

🏅💵🏅 And Be Rewarded For It 🏅💵🏅

A Mission With A Purpose

Join The Agent Academy

Make hundreds, to thousands of dollars a month, with an automated home-based business:

  • Without the headaches of starting from scratch

  • Without crazy overhead

  • Without having to become an expert overnight

The SMARTEST Wealth Agent Academy is focused on teaching families how Transform Payments Into Prosperity and break free from debt and payment slavery.

  • Make an impact: Helping families transform their payments into prosperity is a true feel good experience.

  • Proven Systems: There's no guesswork here. Our system is a "point-and-click" your way to success that leverages today's technology to work for you, 24/7 so you won't have to.

  • Trailblazers: Join us as we blaze a trail in one of the world's largest and richest industries. We're doing things this industry has never seen before.

The SMARTEST Wealth Agent Academy Includes:

Training To Make Money From The Comfort Of Your Own Home

Make money in your pajamas, or in a business suit. Our tools allow you the freedom to write your own schedule, and generate income from the comfort of your own home.

Advance Automated Sales & Marketing Training

Discover how you can build your business on "automatic pilot." You'll be able to use the same suite of automated, online systems we use that will put you in complete control of your success

A Simple Business Model That's Easy For You To Follow

We're blazing a fresh, bold new trail, in one of the world's oldest and richest industries. People will be grateful to you for sharing these powerful, life-changing strategies, with them.

The Option To Make Part-Time Or Full-Time Income

Decide if you want to supplement your income, or get on the path to replacing it with an automated, online business. It's up to you.

Tools To Get You Started In Just A Few Minutes

Our Systems are ready and waiting for you to use. After setup, it only takes a few minutes to start becoming productive. SERIOUSLY!

Training & Tools To Attract New Prospects & Referrals

It's never been easier to attract new prospects and grow your business through referrals whe you help people the way we do.

Chris H.

Carmichael, CA

"The Agent Academy is John Cummuta and Anthony Manganiello. What you’ll find in John and Tony is that they are servant leaders that lead from behind as well as from the front. They lead from the front in that they are authentic financial professionals. They have “been there, done that”.

They lead from behind in that they put others before themselves. That includes clients as well as Agent Academy members. I highly recommend the Agent Academy, because I highly recommend John and Tony.

"The Agent academy had helped me re-evaluate my way of doing business.  I was in the mortgage industry for 20 years of which John had helped me reshape my career to become a specialist in the mortgage industry at that time. When real estate and the market had a correction I had completely lost focus and didn't know what career path or direction I was going to go with when the real estate market had a correction in 2009.

Now I have used the tools in the back office of Agent Academy to not only regain my cash-flow, but the Agent Academy has helped me build a better career path that I had felt was completely lost. I am grateful for John and Tony both to allow all the work they had done in the past and incorporated it into what is now a system for Agent Academy members."

Bryan S.

Salem, OR

Dan F.

Katy, TX

" The last thing you should be looking for is some “trendy” opportunity, instead you need one that will stand the test of time and will always be in demand.This is a program which should be taught to everyone as part of a financial education process, as the most common question I hear is “why were we never taught about this?


If you are looking to find that answer and have the desire to learn coveted strategies associated with tax-favored, compounding, multi-generational wealth and create an additional income stream, the Agent Academy is the place for you!"


I am a high school Mathematics teacher and I have been looking for a home-based business for many years. A business I could start right now and continue when I retire from my teaching career.


This business has helped me and my financial life. If you're about helping people, Smartest Wealth Systems is the perfect home-based business for you.

Juan N

Roma, TX

David S.

Visalla, CA


Before joining the Smartest Wealth Systems team and utilizing the Agent Academy, my workday was bogged down with talking with individuals who weren't that interested, scheduling appointments that didn't materialize, and a host of other time-wasting non-productive tasks.


I have found the Agent Academy to be well worth the cost as I now spend my time with those who have a sincere interest. It is not only a more efficient use of my time but my clients can access my calendar and set their appointments according to my availability, and I have access to a plethora of professionally developed tools at my disposal.

No Worries... We have you covered!

If you're not completely satisfied for any reason at all, just send us an email within 30 days or your purchase and we'll immediately process your refund.